:root{--brand:#0757d8;--brand-dark:#063b99;--navy:#081f45;--ink:#142b48;--muted:#5d7189;--accent:#17c39b;--soft:#f3f8ff;--line:#d9e5f2;--white:#fff;--shadow:0 26px 70px rgba(8,31,69,.14)}
.product-assurance-obseques{--accent:#6e8ff2}.product-assurance-emprunteur{--accent:#25a9e0}.product-assurance-chien-chat{--accent:#17c39b}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{text-decoration:none;color:inherit}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);border-top:6px solid #bce9e6;border-bottom:1px solid var(--line);backdrop-filter:blur(18px)}.header-inner{width:min(1120px,calc(100% - 40px));min-height:88px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:182px;height:auto;display:block}.header-actions{display:flex;align-items:center;gap:18px}.phone-link{display:grid;color:var(--navy);font-size:15px;font-weight:850;line-height:1.15}.phone-link span{color:#6f8094;font-size:9px;letter-spacing:.13em;text-transform:uppercase}.button{min-height:52px;padding:14px 23px;border:0;border-radius:13px;display:inline-flex;align-items:center;justify-content:center;color:#fff;background:linear-gradient(135deg,var(--brand),#0b63df);box-shadow:0 12px 26px rgba(7,87,216,.25);font-weight:850;cursor:pointer;transition:transform .2s,box-shadow .2s}.button:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(7,87,216,.31)}.button.small{width:auto;min-height:46px;padding:12px 20px;font-size:13px}
.landing-hero{position:relative;display:block;overflow:hidden;background:linear-gradient(135deg,#f7fbff 0%,#fff 56%,#f3fbf8 100%);padding:64px 20px 70px}.landing-hero:before{content:"";position:absolute;width:420px;height:420px;right:-180px;top:-220px;border-radius:50%;background:rgba(23,195,155,.1)}.hero-inner{position:relative;width:min(1120px,100%);margin:auto;display:grid;grid-template-columns:1.06fr .94fr;align-items:center;gap:78px}.eyebrow{display:flex;align-items:center;gap:10px;color:var(--brand);font-size:11px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}.eyebrow i{width:25px;height:3px;border-radius:99px;background:var(--accent);display:inline-block}.landing-copy h1{max-width:640px;margin:16px 0 20px;color:var(--navy);font-size:clamp(45px,4.6vw,66px);line-height:1.025;letter-spacing:-.055em}.landing-copy>p{max-width:600px;margin:0;color:var(--muted);font-size:17px;line-height:1.65}.benefit-list{margin:25px 0 28px;display:grid;gap:10px;color:var(--navy);font-size:14px;font-weight:800}.benefit-list span{display:flex;align-items:flex-start;gap:9px}.benefit-list b{color:var(--accent);font-size:17px;line-height:1}.hero-actions{display:flex;align-items:center;gap:11px}.hero-button{width:auto;min-width:264px}.outline-button{min-height:52px;padding:13px 20px;border:1px solid #c8d7e8;border-radius:13px;display:inline-flex;align-items:center;justify-content:center;background:#fff;color:var(--navy);font-weight:850}.hero-visual{position:relative;min-height:430px;display:grid;place-items:center}.hero-visual img{position:relative;z-index:2;width:100%;height:360px;object-fit:cover;border-radius:28px;box-shadow:var(--shadow)}.image-orbit{position:absolute;z-index:1;width:430px;height:430px;border:1px solid color-mix(in srgb,var(--accent) 42%,transparent);border-radius:50%}.floating-badge{position:absolute;z-index:3;padding:12px 15px;border:1px solid rgba(217,229,242,.9);border-radius:12px;background:rgba(255,255,255,.96);box-shadow:0 14px 35px rgba(8,31,69,.13);color:var(--navy);font-size:12px;font-weight:850}.badge-top{top:44px;right:-12px}.badge-bottom{left:-18px;bottom:38px}.trust-bar{width:min(1120px,calc(100% - 40px));margin:-23px auto 0;position:relative;z-index:5;display:grid;grid-template-columns:repeat(3,1fr);overflow:hidden;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 16px 45px rgba(8,31,69,.09)}.trust-bar span{padding:20px 24px;display:flex;align-items:center;justify-content:center;gap:11px;border-right:1px solid var(--line);color:var(--navy);font-size:13px;font-weight:800}.trust-bar span:last-child{border-right:0}.trust-bar b{color:var(--brand);font-size:11px;letter-spacing:.1em}
.quote-section{width:min(1120px,calc(100% - 40px));margin:auto;padding:100px 0;display:grid;grid-template-columns:.88fr 1.12fr;align-items:center;gap:78px}.quote-copy h2{margin:16px 0 20px;color:var(--navy);font-size:clamp(36px,4vw,52px);line-height:1.08;letter-spacing:-.045em}.quote-copy>p{color:var(--muted);font-size:17px;line-height:1.7}.quote-copy ul{margin:24px 0 0;padding:0;display:grid;gap:11px;list-style:none;color:var(--navy);font-size:14px;font-weight:750}.lead-form,.form-success{padding:32px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:var(--shadow)}.form-heading{margin-bottom:20px;display:flex;justify-content:space-between;gap:18px}.form-heading span{color:var(--brand);font-size:10px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.form-heading h2{margin:7px 0 0;color:var(--navy);font-size:25px;letter-spacing:-.02em}.form-heading b{width:44px;height:44px;display:grid;place-content:center;border-radius:50%;background:#edf5ff;color:var(--brand);font-size:12px}.progress{height:4px;margin:0 0 24px;overflow:hidden;border-radius:99px;background:#e8eef5}.progress span{height:100%;display:block;background:linear-gradient(90deg,var(--brand),var(--accent));transition:.25s}.form-step{display:grid;gap:15px}.lead-form label{display:grid;gap:7px;color:#405872;font-size:12px;font-weight:800}.lead-form input,.lead-form select{width:100%;min-height:50px;padding:13px 14px;border:1px solid #cddbeb;border-radius:12px;outline:none;background:#fbfdff;color:var(--ink);font-size:16px}.lead-form input:focus,.lead-form select:focus{border-color:var(--brand);box-shadow:0 0 0 3px rgba(7,87,216,.1)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.consent{grid-template-columns:20px 1fr!important;align-items:flex-start;font-weight:500!important;line-height:1.5}.consent input{width:18px;min-height:18px}.form-note{margin:0;text-align:center;color:#728399;font-size:11px}.back-button{border:0;background:none;color:#61758b;font-weight:700;cursor:pointer}.form-success{min-height:360px;display:grid;place-content:center;text-align:center}.form-success>span{width:58px;height:58px;margin:auto;display:grid;place-content:center;border-radius:50%;background:#e9faf5;color:#08a67f;font-size:26px}
.landing-details{width:auto;max-width:none;margin:0;padding:90px max(20px,calc(50vw - 560px));background:var(--soft)}.section-heading{text-align:center}.section-heading .eyebrow{justify-content:center}.section-heading h2,.ad-method>h2,.faq-section>h2{margin:15px 0 38px;color:var(--navy);font-size:clamp(34px,4vw,48px);letter-spacing:-.045em}.check-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.check-grid article{position:relative;min-height:190px;padding:30px 24px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 12px 30px rgba(8,31,69,.06)}.check-grid article:before{content:"✓";width:36px;height:36px;margin-bottom:20px;display:grid;place-content:center;border-radius:11px;background:color-mix(in srgb,var(--accent) 16%,white);color:color-mix(in srgb,var(--accent) 80%,#006c57);font-weight:900}.check-grid h3{margin:0 0 10px;color:var(--navy);font-size:18px}.check-grid p{margin:0;color:var(--muted);font-size:14px;line-height:1.6}.ad-method{padding:82px max(20px,calc(50vw - 560px));background:var(--navy);color:#fff}.ad-method>h2{text-align:center;color:#fff}.ad-method>div{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.ad-method article{padding:28px;border:1px solid rgba(255,255,255,.14);border-radius:20px;background:rgba(255,255,255,.06)}.ad-method article>span{color:#64dfbf;font-size:11px;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.ad-method h3{margin:12px 0 8px;font-size:19px}.ad-method p{margin:0;color:#c7d3e2;font-size:14px;line-height:1.6}.faq-section{width:min(900px,calc(100% - 40px));margin:auto;padding:90px 0}.faq-section>h2{text-align:center}.faq-section details{padding:22px 0;border-bottom:1px solid var(--line)}.faq-section summary{color:var(--navy);font-size:17px;font-weight:850;cursor:pointer}.faq-section p{color:var(--muted);line-height:1.7}footer{padding:46px max(20px,calc(50vw - 560px));display:flex;align-items:flex-end;justify-content:space-between;gap:30px;background:#f5f8fc;color:#61748b}footer img{width:150px;height:auto}.mobile-sticky-cta{display:none}
@media(max-width:940px){.hero-inner{grid-template-columns:1fr;gap:35px}.landing-copy{max-width:700px}.hero-visual{min-height:390px}.hero-visual img{height:390px}.image-orbit{width:390px;height:390px}.quote-section{grid-template-columns:1fr;gap:42px}.check-grid{grid-template-columns:1fr 1fr}.trust-bar{margin-top:-15px}}
@media(max-width:640px){.site-header{border-top-width:4px}.header-inner{width:calc(100% - 28px);min-height:70px}.brand img{width:135px}.phone-link{display:none}.button.small{min-height:42px;padding:10px 14px;font-size:11px}.landing-hero{padding:40px 18px 52px}.hero-inner{gap:28px}.landing-copy h1{margin-top:13px;font-size:39px;line-height:1.03}.landing-copy>p{font-size:15px;line-height:1.6}.benefit-list{margin:20px 0}.hero-actions{display:grid}.hero-button,.outline-button{width:100%;min-width:0}.hero-visual{min-height:300px}.hero-visual img{height:285px;border-radius:20px}.image-orbit{width:290px;height:290px}.floating-badge{padding:9px 11px;font-size:10px}.badge-top{top:4px;right:-2px}.badge-bottom{left:-3px;bottom:4px}.trust-bar{width:calc(100% - 28px);grid-template-columns:1fr;margin:-16px auto 0}.trust-bar span{padding:15px;border-right:0;border-bottom:1px solid var(--line);justify-content:flex-start}.trust-bar span:last-child{border-bottom:0}.quote-section{width:calc(100% - 28px);padding:72px 0;gap:30px}.quote-copy h2{font-size:36px}.lead-form{padding:24px 18px;border-radius:20px}.form-heading h2{font-size:21px}.field-row,.check-grid,.ad-method>div{grid-template-columns:1fr}.landing-details,.ad-method{padding:72px 18px}.check-grid article{min-height:0}.faq-section{width:calc(100% - 36px);padding:72px 0}footer{padding:42px 18px 92px;display:grid}.mobile-sticky-cta{position:fixed;left:14px;right:14px;bottom:12px;z-index:45;min-height:52px;display:flex;align-items:center;justify-content:center;border-radius:13px;background:linear-gradient(135deg,var(--brand),#0b63df);color:#fff;font-weight:850;box-shadow:0 14px 35px rgba(7,87,216,.35)}}


/* V9 — questionnaire simple, visible immédiatement */
.landing-hero{padding:46px 20px 54px}
.hero-inner{grid-template-columns:minmax(0,.96fr) minmax(430px,.84fr);gap:58px;align-items:center}
.landing-copy h1{font-size:clamp(43px,4.2vw,60px);margin:14px 0 16px}
.landing-copy>p{font-size:16px;line-height:1.6}
.benefit-list{margin:20px 0 18px}
.hero-actions{margin-top:14px}
.hero-form-wrap{position:relative;z-index:3;width:100%;max-width:520px;justify-self:end}
.hero-form-wrap .lead-form{padding:26px;border-radius:22px;box-shadow:0 22px 60px rgba(8,31,69,.14)}
.simple-heading{margin-bottom:16px}
.simple-heading h2{font-size:25px;margin:6px 0 0}
.form-intro{max-width:440px;margin:8px 0 0;color:var(--muted);font-size:12px;line-height:1.45}
.simple-form-grid{display:grid;gap:12px}
.simple-form-grid .field-row{gap:10px}
.simple-form-grid .qualifier-row{grid-template-columns:1fr 1fr}
.simple-form-grid .consent{margin-top:2px;font-size:10.5px!important;line-height:1.4}
.simple-form-grid .button[type="submit"]{width:100%;margin-top:2px;min-height:50px}
.secure-note{font-size:10px;line-height:1.35}
.trust-bar{margin-top:-18px}
@media(max-width:940px){
  .hero-inner{grid-template-columns:1fr;gap:30px}
  .hero-form-wrap{max-width:680px;justify-self:start}
}
@media(max-width:640px){
  .landing-hero{padding:28px 14px 34px}
  .hero-inner{gap:22px}
  .landing-copy h1{font-size:35px;margin:10px 0 13px}
  .landing-copy>p{font-size:14px}
  .benefit-list{margin:16px 0 10px;gap:8px}
  .hero-actions{margin-top:8px}
  .hero-form-wrap{max-width:none}
  .hero-form-wrap .lead-form{padding:20px 16px;border-radius:18px}
  .simple-heading h2{font-size:21px}
  .simple-form-grid .field-row,.simple-form-grid .qualifier-row{grid-template-columns:1fr}
  .simple-form-grid{gap:10px}
  .lead-form input,.lead-form select{min-height:48px}
  .trust-bar{margin-top:-10px}
}